May 21, 2019

Small Business Start Up: Choosing a Business Credit Card

Published May 25, 2007, 12:00pm


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Small Business Start Up: Choosing a Business Credit Card

Do you own a small business? If so, you know that costs can add up over time. And the fact of the matter is that paying for all of these expenses with cash is not always the easiest thing to do. For this reason, you need to look into the many different types of business credit cards that are available. Although you may not want to go crazy with the number of business credit cards that you have, the bottom line is that you will need one of these sooner rather than later. But before you go out and get just any business credit card, you will want to make sure that you know what is available first. Just like anything else that you do for your small business, make sure that you get the business credit card that is best for you, your expenses, and the overall well being of your company.

Here are three tips that will help you to choose the best business credit card.

1. Although you may be in a hurry to get a business credit card, there are many available. You need to make sure that you take your time when searching for and selecting a business credit card. If you compare more than one you will be able to get a good idea as to what is best for your small business.

2. Search for the business credit card that has the lowest interest rate. If you put a lot of money on your business credit card each month you may not be able to pay it off on time. For this reason, a low interest rate will allow you to avoid accumulating debt.

3. There are many business credit cards that offer great rewards programs. For instance, do you fly a lot? If so, you may want to seek out a business credit card that offers frequent flier privileges. This way, for each dollar that you put on your credit card you will be getting that much closer to a free flight. After all, if you are going to use a business credit card you might as well get something out of it. There are many rewards programs available. Search for the one that best aligns with your company’s goals and way of doing business.

As you can see, selecting a business credit card is not something that you should take lightly. With so many options to choose from, you need to take your time and only fill out an application when you are 100 percent ready to move forward. If you do this, you will end up with the perfect business credit card in the end. In turn, this will help you to grow your small business to new heights!

American Express offers the following business credit cards. Click on any of the links for additional information.

American Express Business Gold Rewards Card - 1st Year Free

American Express SimplyCash Business Card - Earn 5% cash back on gas, wireless services, and office supplies plus 1% cash back on virtually everything else

Need a line of credit from $10,000 to $100,000, Apply for the American Express Business Capital Line from OPEN

Blue Cash for business offers up to 5% cash back, no annual fee, and 0% introductory APR

The Platinum Business Credit Card from American Express - No Annual Fee, 0% intro APR

Earn up to 30,000 bonus Delta miles during your first year with Gold Delta SkyMiles Business Credit Card from American Express

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